If your business relies on vehicles to get things done, then commercial auto insurance is a must. This policy helps protect you in case of an accident while on the job. Your personal auto insurance typically doesn’t extend to company vehicles, so commercial auto insurance can help protect you and your business from the unexpected.

Commercial Auto policies are very similar to personal auto policies.

Liability Coverage

Bodily injury Liability

Bodily injury coverage helps pay for the other driver's medical bills

Property Damage

 Property damage coverage helps pay for their car repairs

Collision

Collision coverage helps pay to repair your company vehicle or may help pay to replace it if it's a total loss, after a covered accident.

Comprehensive

Helps pay for your business vehicle repairs if it’s damaged in a non-collision-related event, like theft, fire, vandalism or hail.

Uninsured/Underinsured Motorist Bodily Injury

If one of your employees is in an accident and an uninsured or underinsured driver is at fault, this coverage helps pay for your employee's medical bills.

Rental Car

If your company vehicle needs to spend some time in the shop after an accident, rental car coverage helps keep your business running with a rental vehicle.