BUSINESS OWNERS POLICY


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GENERAL LIABITY

Business liability coverage can help protect your small business from unexpected costs in a number of scenarios, such as after someone is injured at your workplace or a client sues you for damages. General liability coverage comes with an Allstate Business Insurance policy, and other types of liability coverage can be added to your policy to help protect your business against specific risks. Here's a look at some of the ways liability insurance from Allstate can help cover unexpected expenses if your business is found at fault for an accident or injury.


EQUIPMENT BREAKDOWN COVERAGE

Equipment breakdown coverage is an optional part of a business insurance policy that may help pay for the costs of repairing or replacing damaged or broken-down equipment after a covered incident. Equipment breakdown insurance may help cover equipment that's necessary to keep your business running, such as boilers and machinery, or even office air conditioning, computers and security systems.


BUSINESS INTERUPTION INSURANCE

Helps replace lost income and pay for extra expenses when a business is affected by a covered peril. Business interruption coverage (sometimes called business income coverage) is typically part of a business owners insurance policy. Read on to learn how business interruption coverage can help your business recover after a loss.


INLAND MARINE

Inland marine insurance is a type of business insurance that helps cover products, materials and equipment while they are transported on land, such as by truck or train. This coverage is meant to help protect business property that is movable or used for transportation or communication purposes.


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